Increasing Fixed Income Returns

by Geoffrey May 16, 2012

With interest rates at historical lows, many investors are looking for innovative ways to increase the returns they are receiving on the fixed income portion of their portfolios. Here are a few ways an investor can increase returns, while understanding the risks of higher yielding securities: Increasing the Duration of your Portfolio Basically, increasing duration [...]

0 comments Read the full article →

Six Ways to Enjoy Summer Without an Expensive Vacation

by Kristen Kuchar May 15, 2012

With temperatures warming up and summer well on the way, the topic of summer vacation is sure to be on everyone’s mind. Most people are excited to be planning a big extravagant trip. However, there are more options than just booking an expensive flight, staying in an overpriced hotel, and blowing all of your hard earned money. [...]

1 comment Read the full article →

4 Transactions You Should Complete with a Credit Card

by Miranda May 14, 2012

Even though it can be easy to fall into the debt trap when you use a credit card, the truth is that sometimes it’s best to use a credit card. It’s true that you can use a debit card in much the same way as a credit card, but there are some things a debit [...]

1 comment Read the full article →

Win $500! Share Your Best Money Saving Tip

by Ray May 10, 2012

We all would like to know how to save more money and improve our balance sheet  and hopefully one day reach financial freedom. As always we would love to help you get there and today we have partnered up with Life Insurance Finder to help one lucky winner add $500 to their bank account and [...]

66 comments Read the full article →

Twelve Small Steps That Can Add Up to Big Savings on Your Water Bill

by Marlene Alexander May 9, 2012

Water is one of those things we tend to take for granted. We turn on a tap and it’s just there but, if like most of us, you’re tired of rising utility costs, try these four small steps that can add up to big savings on your water bill. You probably already know the basics [...]

2 comments Read the full article →

TFSA vs RRSP vs Non-Registered? What is the right account for your investments?

by Geoffrey May 8, 2012

When Canada introduced the TFSA into the mix of registered and non-registered investment accounts, it made an already difficult decision even harder. How do I allocate my investments between my TFSA, RRSP and non-registered accounts? We’ve prepared a number of examples below to help investors understand the tax treatment of different investment types and the [...]

4 comments Read the full article →

How Much Can You Really Save By Penny Pinching?

by Miranda May 7, 2012

One of the things we hear about all the time is how penny pinching can add up. The thought is that if you forgo some of the smaller purchases, and find ways to save on the smallest things, you can see big savings over your lifetime, a la David Bach’s Latte Factor. But will pinching [...]

8 comments Read the full article →

Weekly Review-Facebook at $96 Billion Valuation

by Ray May 4, 2012

So the highly anticipated Facebook IPO is getting closer and seems like Facebook is looking at $77-$96 billion dollar valuation. Yea that is Billion with a B! Facebook has seen a rapid growth and currently has more than 900 million users, but can the growth continue? An even more important question is can the revenue [...]

3 comments Read the full article →

How Politicians Are Like Credit Cards

by Guest May 3, 2012

It really is an odd time of year. We seem to be getting inundated with two things we can probably do without – politicians and credit card offers. It’s an election year in the US, so unless you climb under a rock, you won’t be able to avoid the former. And being that it’s the [...]

5 comments Read the full article →

5 Tips to Spot Fake Freebie Websites

by Guest May 2, 2012

There are many freebies being offered online from well-known companies, and some not so well-known companies too. This is a guide on how to make sure you’re keeping your personal data safe when applying for them – are they genuine freebies? Some scammers may set up a freebie website simply to harvest your personal details. But [...]

1 comment Read the full article →

10 Unique and Frugal Mother’s Day Gift Ideas

by Ray May 1, 2012

Mother’s day is around the corner and I hope you are not leaving the gift shopping for the last minute. Finding the right gift for mother’s day is not always an easy task. We often want something personal and thoughtful that sends a specific message, but after a few years a lot of creativity is [...]

15 comments Read the full article →